Book Your Annual
Retirement review meeting, and understand your employer’s benefits.
Our free consultation will be to help you better understand your retirement benefits. During this session, a financial advisor will:
- Provide a detailed overview of your expected income and pension.
- Help you estimate your Social Security benefits and explain the implications of different retirement ages.
- Guide you on understanding your various retirement accounts and plans.
Common concerns and questions we answer
Retirement
When can I retire and what will my pension be?
Investment Safety
How safe are my investments from market loss?
Windfall Provision/GPO
What is the Windfall Provision/GPO, and will it affect me?
Other Specialty Areas
Our specialists can also assist with accounts from former employers, 403(b), 457 (b), IRA, and determine whether you are on track to meet your retirement goals.
Your Meeting With Us Will Follow a Simple 3-Step Process to better Understanding Your Employer’s Retirement Benefits
1
Determine Your Expected Income/Pension Amount:
- Calculate Your Pension: Knowing the exact amount of your pension allows you to accurately estimate your retirement income, providing a clear picture of your financial future.
- Pension options: Some pension plans offer various payout options, such as lump-sum payments or annuities. Understanding your pension allows you to choose the option that best suits your financial needs and goals.
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2
Evaluate Social Security Benefits and Medicare Eligibility:
- Estimate Social Security: Understanding the impact of early versus delayed benefits allows you to strategize when to claim Social Security based on your personal financial situation and longevity expectations.
- Medicare: Understanding Medicare allows you to know exactly what is covered under each part (A, B, C, and D), ensuring you receive the full range of healthcare benefits available to you.
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3
Manage Your Supplemental Retirement Accounts:
- Start, Stop, Change, or find Accounts: Access your 403(b), 457, 401(k), IRA, or other retirement plans. Learn how to adjust your contributions, change investment options, and monitor your account performance.
Our Mission
State Pension Advisors emerged a decade ago with a clear mission: to empower individuals to retire with confidence and security by providing comprehensive pension education and personalized estate planning services.