Book Your Annual

Retirement review meeting, and understand your employer’s benefits.

Our free consultation will be to help you better understand your retirement benefits. During this session, a financial advisor will:
  • Provide a detailed overview of your expected income and pension.
  • Help you estimate your Social Security benefits and explain the implications of different retirement ages.
  • Guide you on understanding your various retirement accounts and plans.

Common concerns and questions we answer

k

Retirement

When can I retire and what will my pension be?

Investment Safety

How safe are my investments from market loss?

Windfall Provision/GPO

What is the Windfall Provision/GPO, and will it affect me?

Other Specialty Areas

Our specialists can also assist with accounts from former employers, 403(b), 457 (b), IRA, and determine whether you are on track to meet your retirement goals.

Your Meeting With Us Will Follow a Simple 3-Step Process to better Understanding Your Employer’s Retirement Benefits

1

Determine Your Expected Income/Pension Amount:

  • Calculate Your Pension: Knowing the exact amount of your pension allows you to accurately estimate your retirement income, providing a clear picture of your financial future.
  • Pension options: Some pension plans offer various payout options, such as lump-sum payments or annuities. Understanding your pension allows you to choose the option that best suits your financial needs and goals.
    2

    Evaluate Social Security Benefits and Medicare Eligibility:

    • Estimate Social Security: Understanding the impact of early versus delayed benefits allows you to strategize when to claim Social Security based on your personal financial situation and longevity expectations.
    • Medicare: Understanding Medicare allows you to know exactly what is covered under each part (A, B, C, and D), ensuring you receive the full range of healthcare benefits available to you.
      3

      Manage Your Supplemental Retirement Accounts:

      • Start, Stop, Change, or find Accounts: Access your 403(b), 457, 401(k), IRA, or other retirement plans. Learn how to adjust your contributions, change investment options, and monitor your account performance.

      Client Testimonials

      “State Pension Advisors’ retirement consulting services have been invaluable in guiding me through the complexities of pension planning. Their knowledge and support have given me confidence in my retirement decisions.”

      Daniel Franc, Future Retiree

      “The estate planning services provided by State Pension Advisors have given me peace of mind knowing that my assets will be managed and distributed according to my wishes. I highly recommend their professional and dedicated team.”

      Maria Bruckheimer, Estate Owner

      “State Pension Advisors has been instrumental in helping me understand my state pension options and plan for a comfortable retirement. Their personalized approach and expertise made a significant difference in my financial future.”

      Jonathan Smith, Retiree

      Our Mission

      State Pension Advisors emerged a decade ago with a clear mission: to empower individuals to retire with confidence and security by providing comprehensive pension education and personalized estate planning services.